Financial Policy

Financial Policy

It is our hope you will understand that our credit and collection policies are a necessary part of assuring the financial resources required to maintain this vital health care service for our patients and the community. Full payment is due at the time services are rendered.


If you have insurance, all co-pays will be due at time of service. This is the portion your insurance does not cover. Any remaining balances after the insurance pays will be due upon receipt of a statement from our office. Our office will assist in the filing of the insurance claims for you as long as you provide the office with all the correct billing information. If we are unable to verify coverage, you will be responsible for your bill that day.

We will do all we can to help you to help you get the benefits you are entitled to through your insurance company. Please review your insurance policy prior to treatment in order to be aware of coverage and limitations. However, if a problem arises with payment from your insurance company, you are responsible for your balance after 60 days.

Our office does not participate with Blue Cross Blue Shield Medical policies. We are currently not accepting any new adult Medicaid policy holders.


Payment can be made by cash, check, Visa, MasterCard, Discover, American Express, and Care Credit.

Office hours by appointment
© 2018 John Kim, DMD | 3102 Niles Road St. Joseph, MI | 269-429-7122
Call Now